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Operating a bail bond agency in Washington isn’t just about business licenses and regulations — it also requires financial assurance. Under RCW 18.185.070, bail bond agencies must provide a $10,000 surety bond or cash deposit to protect clients and ensure accountability.

This article breaks down the statute and explains what bail bond professionals need to know.

Why Is a Bond Required?

The bond is designed to ensure that bail bond agencies fulfill their legal obligations — particularly under RCW 18.185.100, which governs the proper handling and return of collateral, security, and trust funds.

If a client is financially harmed due to a bail bond agency’s failure to comply with these rules, the bond gives them a legal avenue for recovery.

Key Provisions of RCW 18.185.070

1. Mandatory $10,000 Bond

To be licensed, an agency must file a $10,000 surety bond with the Washington State Department of Licensing. This bond:

  • Must be issued by a company authorized to do business in Washington.
  • Is payable to the state of Washington.
  • Can be used by injured clients to recover damages caused by violations of RCW 18.185.100.

2. Filing a Claim

Anyone harmed by the agency’s misconduct can sue on the bond within two years of the agency’s failure to return property as required.

  • Claims are handled pro rata if they exceed the bond total, regardless of filing date.

3. Ongoing Bond Maintenance

Agencies must keep the bond active and on file with the state at all times. Failure to maintain the bond will result in an automatic license suspension until corrected.

4. Cash Deposit Alternative

Instead of a surety bond, an agency can deposit $10,000 into an interest-bearing account held in trust.

5. Director’s Discretion to Waive

The Department of Licensing director may waive the bond requirement under certain conditions, as outlined in agency rules.

Practical Considerations for Agencies

Bail bond professionals should:

  • Work with a licensed surety company.
  • Track bond expiration and renewal dates.
  • Maintain accurate records of all client property and funds.

Failure to comply can mean not only financial liability, but also loss of your ability to legally operate.

Contact Blanford Law Today

Need help setting up your agency’s bond or responding to a client claim? At Blanford Law, we assist bail bond professionals across Washington with compliance, licensing, and regulatory defense.

Contact us at ken@blanfordlaw.com or 253-720-9304 to ensure you’re fully protected and operating within the law.

Additional Resources